Renters Insurance

Renters in Minnesota need insurance, too!

You don’t own the home you live in, so you don’t need to worry about insurance, right? Wrong. Your landlord probably has rental property insurance, but that only covers damage to the actual building. That means that in the event of a fire or other unfortunate event, any of your property inside the building that gets damaged will not be covered.

It may seem like you don’t have enough belongings that are “worth” getting renters insurance for, but so many Minnesota residents learn that lesson the hard way. Take a look around your rental – your flat screen TV, pricey video game systems, a closet full of nice clothing – it all adds up very quickly. Renters insurance is often considered one of the most affordable forms of insurance, so it only makes sense to protect your belongings from unpredictable circumstances.

Preferred Insurance Services will create a renters insurance policy for you that doesn’t just cover your belongings, but also takes care of you and your loved ones after an incident:

  • Additional living expenses so you will have somewhere to stay in Minnesota
  • Medical expenses if other people are injured on your property
  • Coverage for any lawsuits you might face related to accidents in your rental

Remember, your landlord’s insurance policy does not protect you, so you need to be sure to take care of yourself and your personal possessions. Call Preferred Insurance Services today at 877-410-3144 and we will get to know you and your needs so that we can craft the perfect renters insurance policy.