Homeowners insurance in Minnesota will protect one of the biggest investments you will ever make.
You’ve put so much time, effort and money into choosing your perfect home in Minnesota; don’t forget to take the same care when selecting your homeowners insurance. The right insurance will cover everything you’ve worked so hard for and make it much easier to put your life back together if there is an unfortunate unforeseen event.
Homeowners insurance in its most basic form will usually offer certain kinds of protection for:
- Your home’s physical structure
- Living expenses in the event of a covered loss or natural disaster
- Personal property
Typical homeowners insurance policies do not include flood insurance in Minnesota, so it is important that you consider purchasing additional coverage. Do you remember the flooding in and around Duluth in the summer of 2012? It was the worst flooding ever, causing $80 million in damage, and anyone without flood insurance found themselves completely out of luck insurance-wise.
Call Preferred Insurance Services to learn about your options for home insurance at 877-410-3144. We are Minnesota homeowners just like you and we understand your concerns and coverage needs.